Helping seriously injured victims of car accidents caused by uninsured motorist across Florida, including Fort Lauderdale, Miami, Naples, Plantation, the Palm Beaches and the Florida Keys.
Incredibly almost 1/5th of all motorists on Florida’s roads do not have any car insurance, much less bodily injury, or BI, insurance. And, many injured car accident victims are surprised to learn that Florida does not require drivers to even carry BI insurance. Bodily injury liability insurance is a type of car insurance which provides a source of recovery for a person who is injured due to someone else’s fault to seek a claim against. Essentially, bodily injury insurance protects someone who causes an accident, as an insurance company, rather than the person who caused the accident, pays the injured person for their damages. If you are injured in a car accident, it is the other driver’s BI insurance which will pay you for your pain and suffering, lost wages and unpaid medical bills.
Too many times over the past 25 years, Fort Lauderdale car accident attorney Joseph Lipsky has had to inform his clients that they were unable to collect any money for the damages because a negligent driver is uninsured. On those occasions injured accident victims, who did not purchase uninsured motorist insurance, have no way to be compensated for:
This is the reason why Miami car accident attorney Joseph Lipsky tells everyone he meets that all vehicle owners should insist that their insurance company provide UM, or uninsured motorist, coverage. UM insurance allows you to make a claim against your own insurance company to collect the damages which another driver who did not have insurance, or did not have adequate insurance, caused. If you have uninsured motorist coverage, your insurance company will act like they insure the person who caused the accident. This means, you will have a source of recovery for your personal injury damages. In fact, Palm Beach car accident attorney Joseph Lipsky has helped his seriously injured clients collect millions of dollars of uninsured motorist insurance as compensation from their own insurance companies.
Florida statute section 627.727 requires all insurance companies who sell bodily injury insurance to offer uninsured motorist coverage. And in the event that an insured decides that they do not want such uninsured motorist coverage, the insurance company must have their customer sign what is referred to as a written rejection of uninsured motorist insurance. If you are injured in a car accident caused by someone else, and you have uninsured motorist coverage, you will always be able to seek compensation for your damages, regardless of what type or how much insurance the person who caused the accident has.
Because of the specific regulations Florida Law has placed upon insurance companies regarding the selling and handling of uninsured motorist claims, Fort Lauderdale personal injury lawyer Joseph Lipsky has spent hundreds of hours analyzing the legislative history of the uninsured motorist statutes and knows how to make sure insurance companies lived up to their statutory requirements. Through his experience and dedication, Miami uninsured motorist lawyer Joseph Lipsky has helped his clients collect tens of millions of dollars as compensation for their injuries.
If you or a loved one were seriously injured in a car, motorcycle or truck accident in Fort Lauderdale, Miami, the Florida Keys or the Palm Beaches due to the carelessness of an uninsured or underinsured motorist, we urge you to CONTACT Florida car accident attorney Joseph Lipsky either ONLINE OR by CALLING us:
(888) FLA-LAW8 – Toll Free
(954) 693-0073 – Fort Lauderdale- Plantation
(305) 821-7333 – Miami-Dade
(561) 514-3535 – Palm Beaches
(305) 296-6300 – Florida Keys
to arrange for your FREE NO OBLIGATION CONSULTATION. The call and personal injury consultation are FREE, so do not delay in calling to find out about your legal rights. We are here to help.